Guide
The Bluecoins user guide — step-by-step help for transactions, budgets, reports, credit cards, multi-currency, and sync.
All topics
- Introduction to BluecoinsWhat Bluecoins is and how it organizes your money — income, expenses, and transfers are tracked as separate types, never mixed up.
- TransactionsRecord income, expenses, and transfers — amount, category, account, split entries, attachments, status, and smart defaults that speed up entry.
- Read-only modeExisting transactions open as static labels instead of editable fields — tap Edit to change them. A v13 feature for safer browsing.
- BudgetsPer-category budgets on weekly, monthly, quarterly, yearly, or custom date ranges, with budget carry-over and a budget-vs-actual report.
- Balance sheet and net worthAssets, liabilities, and net worth from your account groups — with per-account currencies and the EACR toggle that controls how foreign-currency balances are normalized.
- Cash flow and reportsThe cash-flow report tracks income versus expenses over time with drill-down, alongside the calendar report, account timeline, and export options.
- Credit cardsStatement cycles with cutoff and due days, credit limits, outstanding balances, unbilled installments, and due-date reminders — per card.
- Multi-currency and exchange ratesAccounts in any world currency, per-transaction and per-account rates, live rates with automatic provider fallback, and crypto support.
- Online syncBackup and restore through Google Drive, Dropbox, or OneDrive — manual or automatic, with attachment upload, family sharing, and Wi-Fi-only sync.
- Bank notifications and SMS auto-logTurn banking-app push notifications and SMS into transactions automatically — with an app allow list, per-source defaults, and no bank login, ever.
- Reminders and recurring transactionsSet up recurring transactions — daily, weekly, monthly, yearly, or custom intervals — with end conditions, weekend handling, and automatic logging of due reminders.
- Import and exportBring your history in with CSV or QIF import — standard and advanced templates, smart options, and per-row error reports — and export reports to PDF, Excel, HTML, or print.
- Reconciliation and transaction statusMatch your records to your bank statement — mark transactions cleared or reconciled, compare running balances, and settle an account balance in one step.
- Debts, loans, and receivablesTrack money you owe and money owed to you as accounts — loans, mortgages, payables, and receivables — grouped into the liabilities side of your balance sheet.
- Dashboard and home screenThe home screen in Bluecoins — configurable tabs and a dashboard of cards (accounts, budgets, cash flow, net worth, credit cards) that you can reorder and customize.
- Android home-screen widgetsFive widgets for your Android home screen — account balance, add-transaction shortcut, mini calendar, reminders list, and spend summary — refreshed as your data changes.
- Travel modeTurn on travel mode from the drawer to hide chosen labels while you're away — your sensitive categories stay out of sight until you switch it off.
- Language and translationsBluecoins is available in 40 languages — switch the in-app language from Settings, independently of your phone's system language.
- Frequently asked questionsThe five verified Bluecoins questions and answers — bank connections, web app, iOS, pricing, and transfers — the source content for the FAQ page.